01 Start with a limit
An approved limit is available to your account.
A revolving credit experience made for the Philippines
Make room.
Move forward.
Life has a next step. Get to know a credit limit that can come around again.
Explore the credit cycle
APPLY
·
REVIEW
·
BORROW
·
REPAY
Approval and future access are subject to assessment and account terms.
One limit.
A continuing cycle.
Apply
Borrow
Repay
Restore
01 / The idea
A credit limit is a starting point. Understanding it takes you further.
Pesorbit Credit brings revolving credit into focus. Apply for a limit, review what’s available, and decide whether to borrow. Eligible repayments can restore available credit under your agreement.
02 / See the cycle
Put credit in motion.
Follow an illustrative cycle. See how available credit can change.
02 Borrow within it
A loan uses part of your available credit.
03 Repay & restore credit
Make repayments as agreed. Available credit is restored according to your account terms.
Your credit, visualized
Illustration
Available credit
₱20,000
Total credit limit
₱20,000
Used credit
₱0
In this example, your approved limit is ₱20,000 and none has been used.
Example only. Amounts are not an offer. Interest and fees are not shown. Credit restoration depends on the agreement and account status.
03 / Built around clarity
Know where you stand.
A clearer view of your credit. Before you borrow. After you repay.
Your limit. Your account.
See the credit limit assigned after assessment. Your permitted borrowing amount is shown in the app and may differ from your total limit.
Every cost. Before you commit.
Review the loan amount, interest, fees, repayment dates and total payable in your offer and agreement before confirming.
Your information. With context.
Understand why details and permissions are requested. Read the privacy policy and in-app notices before sharing access.
Repayments. In perspective.
Plan for your agreed due dates. Eligible repayments may restore available credit; future borrowing remains subject to eligibility.
04 / The experience
One step at a time.
A digital journey, from your information to a credit decision and beyond.
The Pesorbit experience
Start with your information.
Complete your details and identity verification. Your application is assessed before a credit limit is approved.
Under review
Application Under Review
- Application received Done
- Under review In progress
- SMS notification Pending
Assessment results will be sent through registered contact info promptly.
Illustrative screens. Actual offers and screens may differ.
05 / A thoughtful approach
For the plans.
And the in-between.
Your everyday needs are personal. Take the time to understand your offer and decide whether borrowing fits your plans and budget.
Borrow thoughtfully. Keep tomorrow in view.
What makes this revolving credit?
After approval, borrowing uses part of your available credit. Eligible repayments can restore available credit under your agreement. Further use depends on assessment and account status.
What limit can I receive?
Your approved limit depends on assessment and eligibility. The product’s minimum and maximum limits are awaiting confirmation. The ₱20,000 shown in examples is illustrative only.
Can I choose the borrowing amount?
The app will show the amount or borrowing options available to your account before confirmation. Your total approved limit and the amount offered for a particular loan may differ.
Does approval start a loan?
No. Limit approval does not itself start a loan. You must review the offer and complete the required confirmation steps before borrowing.
What are the interest and fees?
Review the applicable interest, fees, total payable and repayment schedule in your offer and agreement. Final rates, fees and durations are awaiting confirmation for this preview.
When does credit become available again?
Eligible repayments may restore available credit once processed, according to your agreement and account status. The restored amount may depend on principal repaid.
Does repayment guarantee another loan?
No. Repayment does not guarantee further borrowing. Your available credit, account status and eligibility determine future access.
Meet your next move
A fresh perspective.
On credit.
Understand your limit. Review your terms. Move forward thoughtfully.
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